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Official Rules & Regulations

You are responsible for reading these official rules and regulations. By entering the American Friends of Yeshivas Nesivos Aharon’s (“Hidden Gems”) 2021 Island Raffle, you agree to be bound by these terms and conditions.

The Grand Prize Drawing will be held on July 26, 2021, but such date may be modified as allowed by Hidden Gem in its sole discretion.

The drawing is limited to a maximum of 2,999 entrants. Winners must be 21 years or older. If less than 1500 tickets are sold, Hidden Gems reserves the right to cancel the drawing. In such an event, the entrants shall only be entitled to a refund of the amount paid for by the entrant for his or her ticket(s). The odds of winning depend on the number of tickets sold. Entry is open to any individual who purchases a raffle ticket from Hidden Gems in accordance with these terms and conditions.

There is one (1) Grand Prize winner. The Grand Prize winner will receive either:

  • 5 days, 5 nights at the Villas on the Island in Belize for the Grand Prize Winner and up to 7 adult guests. (Grand Prize Winner may bring, at Grand Prize Winner’s sole expense, an additional 2 adults and 10 children to the Villas);
  • 4 first-class round trip airline tickets to Belize from anywhere in the continental U.S.;
  • Boat transportation to/from the island along with one trip to the mainland during the stay;
  • All meals prepared by a personal chef;
  • Local beverages including local beer and spirits;
  • Personal concierge services;
  • Personal boat captain and 7-person boat for local excursions; and
  • Other amenities as granted by Hidden Gems and the Villas;

at a maximum retail value of $60,000 (collectively, the “Island Grand Prize”); or a one-time payment of $50,000 (the “Alternative Grand Prize”).

There will also be one (1) Second Prize Winner. The Second Prize Winner will receive either:

  • Five-night stay in a deluxe four-bedroom waterside estate in Miami, Florida of Hidden Gem’s choosing;
  • 2 round-trip airline tickets to Miami, Florida from anywhere in the continental U.S.; and
  • Access to private pool, jacuzzi, outdoor grill and eating area;

At a maximum retail value of $30,000 (collectively the “Miami Prize”). The Island Grand Prize and the Miami Prize are collectively referred to as the “Travel Prizes.”

All Travel Prizes options are subject to the availability, terms and conditions of each respective prize provider. The Travel Prizes must be used within one year of the raffle drawing, after which time the prize is void. Travel and lodging restrictions and blackout dates may apply including school holidays and public holiday periods. If travel and/or lodging restrictions due to COVID-19 or other pandemic regulations significantly restrict travel or lodging during the one-year period, Hidden Gems may elect in its sole discretion to extend the dates of the travel period until such restrictions have been lifted. The winner and his/her guests must depart from and return to the same departure point and travel together.  Travel arrangements to and from the winner’s home and the airport of departure as well as travel arrangements for other guests do not form part of the prize and are the responsibility of the winner.

Flights and lodging are subject to the rules and general conditions of the relevant operator. Air tickets are available on the regular scheduled services of each operator and are subject to seasonal embargos and availability at the time of booking. Hidden Gems is not responsible for any cancellation, delay or rescheduling of any flight or lodging and any costs incurred as a result (including, without limitation, accommodation costs) will be the sole responsibility of the winner. The winner is responsible for the payment of any applicable airline excess baggage fees or other fees, taxes and surcharges. Travel insurance is highly recommended to protect against the additional costs incurred in the event of unforeseen circumstances.

The prize winners will be required to complete, sign and return a “Release of Liability, Voluntary Assumption of Risk and Indemnity Agreement” within three (3) days of prize acceptance, or the prize will be forfeit.

If Hidden Gems so elects, the prize winners and their guests may be required to submit to a confidential background check.  Such background check may include (but is not limited to) investigation of criminal, sexual offenses, or other arrest or conviction record, and any other factor deemed relevant by Hidden Gems to help ensure that potential winner and his/her guests will not bring Hidden Gems into public disrepute, contempt, scandal or ridicule or reflect unfavorably on Hidden Gems.  If requested, the prize  winner and their guests agree to sign waiver forms authorizing the release of personal and background information.  In the event of noncompliance, to be determined at the sole discretion of Hidden Gems, all prizes will be forfeited and will be randomly awarded to an alternate winner (time permitting).

All taxes, including sales tax, State and Federal income tax, and any withholding tax, are the sole responsibility of   any of the prize winners and the prize winners agree to defend, indemnify and hold Hidden Gems harmless from any liability Hidden Gems may incur, including its reasonable attorneys’ fees, as a result of the prize winner’s failure to pay any of the prize winner’s tax obligations. Insurance,  destination charges, any options not included with any of the prizes as awarded, and any other taxes or expenses not explicitly stated herein are the prize winners’ sole responsibility. The prize winners are encouraged to consult with a tax advisor or specialist to determine tax consequences of the prize selection. Hidden Gems is not responsible for any costs related to any costs related to the prize winners’ transportation to collect or claim the prize and Hidden Gems offers no tax advice. Prizes are non-transferable and no cash equivalent or substitution of a prize is offered, except at the sole discretion of Hidden Gems.  If a prize, or any portion thereof, cannot be awarded for any reason, Hidden Gems reserves the right to substitute prize with another prize of equal or greater value.

Rules subject to change at any time and at Hidden Gem’s sole discretion. Winner consents to the use of his or her name, likeness and photographs without compensation for publicity purposes to help promote various charitable programs. Raffle entrants and winner must be 18 years of age or older. This contest is void where prohibited. In the event that any of these rules or regulations is unenforceable under any government law and/or regulation, such provision shall be limited or modified to render such provision enforceable under that particular law and/or regulation.

If Hidden Gems is unable to contact the winner within 28 days of the initial notification then the prize will be deemed unclaimed and forfeited and a new winner may be drawn, at random and at Hidden Gem’s discretion.

Ticket prices, closing dates and times, and notification dates will be set out in the launch message and other accompanying content used to promote that particular prize draw and campaign. The prize will run during the dates specified until the specified closing date and time. All entries received after this point will not be entered into the raffle. Hidden Gems reserves the right to verify the eligibility of entrants and may require information to verify the eligibility of an entry. Each of the prizes may be withheld until Hidden Gems is satisfied with the verification. The winner of the raffle will be selected at random from all eligible entries that are received before the closing date and time. The winner will be notified by Hidden Gems via telephone or email within ten (10) business days of the raffle.

Hidden Gems reserves the right at any time and from time to time to, at its sole discretion, modify or discontinue, temporarily or permanently, the raffle with or without prior notice due to reasons outside its reasonable control (including, without limitation, in the case of anticipated, suspected or actual fraud or the failure to sell 1500 tickets). The decision of Hidden Gems in all matters relating to the prize draw and the prizes are final and binding and no correspondence will be entered into.

Hidden Gems its directors, employees, board members, contractors, agents, attorneys, accountants and successors takes no responsibility for any misdirected, lost, incomplete, damaged, corrupted, incorrectly submitted or late entries, or any human error, technical malfunctions, lost or delayed data transmission, computer or network failure, or any other interruption that may affect the conduct of this promotion or the prize draws, and all entrants hereby waive and release any and all claims they may have against Hidden Gems its directors, employees, board members, contractors, agents, attorneys, accountants and successors in relation to such errors. Persons who tamper with or abuse any aspect of this contest or the contest website or act in violation of the Official Rules, or act in any manner to threaten or abuse or harass any person, or violate Hidden Gems terms of service, as solely determined by Hidden Gems will be disqualified.

Hidden Gems and its directors, employees, board members, contractors, agents, attorneys, accountants and successors will not be liable for any loss, damage or injury suffered or sustained (including but not limited to direct or consequential loss or loss arising from negligence) arising directly or indirectly out of or in connection with the promotion or any prize, and the entrants and winner  agrees to fully release Hidden Gems, its directors, employees, board members, contractors, agents, attorneys, accountants and successors from any such claims, and indemnify, defend, and hold Hidden Gems harmless against any loss, damage or expense incurred by Hidden Gems by reason of any action or omission of the entrant, the winner and their agents, any damages, claims or suits related in any way to the Travel Prizes, and any claims related in any way whatsoever to the 2021 Grand Raffle.

EXCEPT AS EXPRESSLY STATED IN THIS AGREEMENT, HIDDEN GEMS IS NOT MAKING ANY REPRESENTATIONS OR WARRANTIES IN ANY WAY REGARDING THE CONDITION OR FITNESS OF ANY OF THE PRIZES OFFERED IN THIS RAFFLE, AND HIDDEN GEMS HEREBY DISCLAIMS ALL IMPLIED WARRANTIES WITH RESPECT TO ANY OF THE PRIZES PROVIDED BY CHICAGO CHESED PURSUANT TO THIS AGREEMENT, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

IN NO EVENT WILL HIDDEN GEMS BE LIABLE FOR ANY TYPE OF INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, WHETHER ARISING IN CONTRACT. IN NO EVENT SHALL AN ENTRANT’S DAMAGES EXCEED THE AMOUNT PAID BY THE ENTRANT FOR HIS OR HER RAFFLE TICKET.  THE PARTICIPANT WILL INDEMNIFY AND HOLD HIDDEN GEMS HARMLESS AGAINST ANY LOSS, DAMAGE OR EXPENSE INCURRED BY HIDDEN GEMS BY REASON OF ANY ACTION OR OMISSION OF THE PARTICIPANT, HIS/HER EMPLOYEES, AGENTS, FAMILY AND GUESTS.   SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL, CONSEQUENTIAL, OR OTHER DAMAGES; AS A RESULT, THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU, AND THE FOREGOING PARAGRAPHS SHALL NOT APPLY TO A RESIDENT OF NEW JERSEY TO THE EXTENT DAMAGES TO SUCH NEW JERSEY RESIDENT ARE THE RESULT OF SPONSOR’S NEGLIGENT, FRAUDULENT OR RECKLESS ACT(S) OR INTENTIONAL MISCONDUCT.

Employees of Hidden Gems are ineligible to participate in the raffle.

Information collected from all entries will be securely held by Hidden Gems at its offices. Hidden Gems may contact any or all entrants using the contact details provided in their entries for the purpose of the Promotion generally and for marketing and promotional purposes. Hidden Gems may disclose entrants’ personal information to its contractors and agents in the course of conducting this promotion and for marketing and promotional purposes. All entrants have the right to access and correct their personal information by contacting Hidden Gems in writing.

Disputes: Except where prohibited, each entrant agrees that any and all disputes, claims and causes of action arising out of, or connected with, this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in Cook County, Illinois. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, entrant’s rights and obligations, or the rights and obligations of Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Cook County, Illinois, without giving effect to any choice of law or conflict of law rules (whether of the State of Illinois or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Illinois. Should Hidden Gems prevail in any dispute arising from this promotion, Hidden Gems will be entitled to recover its reasonable attorneys’ fees from the opposing party.

All proceeds benefit Hidden Gems. Hidden Gems is a project of AFONA, a 501(c)3 charitable organization. Tax ID: 26-3751334

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All proceeds benefit Hidden Gems. Hidden Gems is a project of AFONA, a 501(c)3 charitable organization. Tax ID: 26-3751334